What would driving your car around without a good auto insurance policy be like? Nerve-wracking, to say the least — and flat-out illegal. Sure, the mechanics, electronics and every other practical aspect of your car would work A-OK, but what if you got in a wreck? Whether or not the accident was your own fault, you’d still be out of luck. Needless to say, from a legal, practical and all-around sensible perspective, you’ll want (and need) a good auto insurance policy to protect you and your vehicle (as well as other drivers and their vehicles) while out and about on our scenic Ontario roads.

Drive Safe With Bradley’s Insurance Home And Auto By Your Side

Now, seeing as insuring your vehicle is required by Ontario law (and most laws around the world), why pay more for an auto insurance policy than you should? That’s where your friends at Bradley’s Insurance can help. You see, by being a safe driver, you might be able to qualify for a number of highly-affordable or discounted auto insurance policies. Our Ottawa insurance agents can help you find the very best policy that meets the needs of you, your family, and the vehicle(s) that you own — ensuring that you have the appropriate amount of coverage, but aren’t overpaying for your policy. We’re pretty biased on the matter, but that literally sounds like a good deal to us!

Serving Stittsville And Ottawa With Pride And Integrity

Bradley’s Insurance home and auto services are proud to provide Canadians in and around Ottawa with outstanding auto and home insurance coverage. Based out of our long-time office in nearby Stittsville, we have a history of serving our local community with integrity-driven services — all with a characteristic, friendly smile on our faces. Why settle for anything less when you’re working with an insurance provider?

Below, Bradley’s Insurance offers several driving mistakes that you should avoid in the interest of being a safe driver, thereby resulting in affordable auto insurance. Feel free to learn more about our family-owned company or drop us a line if you have any questions.


Regardless of the circumstance, what a driver’s excuse is, or really any variable at play, speeding is one of the single most common reasons for getting pulled over, receiving a ticket, and having one’s auto insurance rates skyrocket. It’s also pretty easy to understand why that’s the case: it’s easy to speed! All it takes is just pressing the gas pedal a little further, or even just coasting down a hill without applying the brakes, and suddenly you see flashing red and blue lights in the rearview mirror. Not good.

Always keep the speed limit in mind wherever you’re trying — especially if you’re in a densely-populated area or a residential neighborhood. And don’t even get us started on speeding in a school zone…

Speeding Up At Yellow Lights (And Running Red Lights)

A yellow light does not mean “speed up to make it through in time.” Unless you’re close enough to the intersection going fast enough to make it through on time, don’t give other drivers who aren’t paying attention an opportunity to accidentally t-bone your vehicle…or worse. Please, play it safe and stop at the stop light.

Generally speaking, the rule of thumb is that, when you’re approaching a yellow light and you’re past the point of screeching to a halt before the light, your entire vehicle should be in the intersection (i.e. passing through it) before the light turns red. The light can turn red while you’re driving through, but it shouldn’t turn red before you’ve even entered. That’s just flat-out running a red light right there.

Changing Lanes Too Close To An Intersection

Another matter related to approaching an intersection: don’t suddenly change lanes when you’re within roughly 100 feet on either side of the intersection. This may vary between different provinces (or states for our neighbors down south), but the idea is that when you’re approaching an intersection, you should safely stay committed to the same lane. This is regardless of if the light is turning red and you’re stopping there or it’s green and you’re cruising on through.

Tailgating (Following Too Close)

Tailgating is all too common with many drivers out there on the road and presents a very dangerous driving hazard to those around them. Tailgating essentially exhibits reckless driving behavior, and though you may be able to follow the vehicle in front of you very closely and be able to brake in time, who knows what could happen? Your foot might slip off the pedal, or perhaps the passengers in your car are distracting you. Maybe you go to adjust the radio, and all of the sudden, before you know it, BOOM! You’ve rear-ended the poor driver in front of you.

When a fender bender is your fault, your auto insurance rates are guaranteed to skyrocket for a myriad of reasons. By following the driver in front of you with a safe amount of distance in between you and them — and paying close attention to the road — you’ll be able to stop in time and effectively eliminate the possibility of rear-ending anyone altogether.

Now, as for the driver behind you, well…you can’t control their actions. Always buckle up when you’re driving. Which leads us to our next point….

(Not) Wearing Your Seatbelt

This is safe driving (and safe passenger-ing) 101. Not only does buckling up take about 1.5 seconds to do, but it could also very well save your life by effectively preventing you from being violently flown out the windshield in the event of a collision. Truly, it’s pretty mind-blowing as to why drivers and passengers alike don’t wear their seatbelts, but plenty of people still don’t “click it.”

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Poorly Maintaining Your Vehicle

There’s nothing quite like the nerve-wracking anxiety of passing a junker on the highway that’s rattling to the point that it literally looks like it’s going to fall apart at speed. Safe driving starts with driving a safe, well-maintenanced and well-running vehicle. Of course, there are many different aspects that go into proper vehicle maintenance, but if you start your car wondering if it’s going to make it to Point B, you should probably take it to a reputable mechanic who can help remedy the issue. You could also remedy the issue by doing the opposite of the following:

Driving A Vehicle With Poor Safety Ratings

Now, Bradley’s Insurance home and auto understands that, yes, not everyone can afford to own a new vehicle, or even a vehicle that’s only a few years old. However, you really shouldn’t be driving a late 70s or early 80s car on our Canadian roads, if only because most of these vehicles have extremely poor safety track records and collision resistance. Can you really drive around with confidence knowing that your vehicle is going to crumple in a wreck? Modern vehicles are much, much safer than they used to be.

Our Ottawa Home And Auto Insurance Brokers Are Here To Help!

Driving is not a perfect practice, but Bradley’s Insurance can set you up with the perfect auto insurance policy to meet your needs. From classic car insurance to standard home and auto insurance policies, protect yourself and your family’s life with us today!

Let Us Help You Find The Right Policy!