As you go through your day you rarely stop to think about all the items you are using and how hard it would be to remember them if it was all gone tomorrow.

Unfortunately, this could be a reality for all of us which is why keeping an inventory list of your items is so important.  With severe weather events on the rise it is more critical than ever to ensure that you are prepared and that your contents are properly insured.  Being equipped with a list of your items and their value will help in the event of an insurance claim such as a fire, tornado, or a water loss.

It is not uncommon for people to think that they don’t have all that many belongings, however, if you were to go to one of your closets and do a quick calculation of your wardrobe you may be very shocked at how fast it all adds up and that is just one closet!

When you go through a devastating loss like a fire, one of the hardest things will be to quickly evaluate all that you have lost.

  • Keeping a home inventory list you will ensure that your claim will be processed more quickly and you won’t forget any of your belongings.
  • Having a breakdown of each room and its belongings in it is a great start.
  • If you can video or photograph the rooms that is even better.

The most important part is to keep copies in fire proof locations such a safety deposit box, at work, or with a family member.  Keeping the make, models, and even serial numbers, description of the items, what the cost was, and where they were purchased, is all beneficial information to have to help assist in quickly settling a claim.

At the end of the day, the last thing that you want to have to worry about when your house just burned down is how many pots and pans you have to tell your insurance company to replace.

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