Protecting Your Time Out On The Water With Boat Insurance

Boating is a hobby and passion for most people — the last thing that you want to do is spend your time out on the water wondering what could go wrong, and if you have the right coverage to remedy the situation. Whether it’s simple damage to your rig or the seas get stormy and suddenly you and your passengers are in a dangerous situation, safe boating is secured through our boat insurance services in Ottawa.

From yacht insurance to sailboat insurance and even commercial boat insurance, Bradley’s Insurance wants you to set sail on the open waters with the confidence that everything is going to be alright.

Ottawa Boat Insurance

‘In 10 seconds, It drifted 20 feet’

This past summer, a party of four took a sailboat out on the water at about 1:00 am. Once they were a few miles from shore, the group of four decided to take a midnight dip before the boat was anchored.

As soon as the captain hit the water, he realized his error. By the time he began furiously swimming back towards the boat, it had already drifted 20 feet. His body was found a week later, floating near shore.

Two of the passengers managed to tread water for four hours until early-morning fisherman rescued them. Tragically, the fourth companion did not survive the moonlight swim. The boat drifted about eight miles south before the Coast Guard found it that same morning.

If you have spent any time on the water — be it a lake, river, or ocean — you know how quickly things can happen. We at Bradley’s Insurance also know the volatile nature of water activities, and the necessity of having the proper boat insurance coverage.

We will protect you, your boat, and your passengers with our precise boat insurance. Accidents like the one above shouldn’t happen, but they do. Make sure you’re covered.

Having the right coverage for your boat

The water may appear serene at times, but there is no telling when a storm — figurative or literal — could blow over.

A boating accident can ruin your peace of mind, finances, or in the case of the victims in the tragic story above, even take lives.

For a few dollars a month, you could protect yourself and your loved ones against any calamity that could occur on the water. A boat insurance policy can protect you, and your vessel, against liability in the event of an accident. Whether it’s commercial boat insurance or more of a personal insurance policy for you and your boat, Bradley’s Insurance can help.

Some coverage options include:

  • boat trailer coverage
  • agreed value
  • property coverage
  • new boat replacement
  • fuel spill liability
  • salvage coverage and wreck removal