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Motorbike Insurance: Do You Need It?

All motorized two and three-wheeled bikes must have — at minimum — liability insurance when being driven. Of course, this does not serve as complete motorbike insurance coverage.

Owning a motorcycle can be an exhilarating and rewarding experience, but according to statistics from the National Safety Council, a motorcycle accident can cause particularly serious injuries. Therefore, it is especially important to consider increasing your accident benefits when purchasing your coverage. Additionally, motorcycle theft is increasing every year across the country, and only 20-25 percent of motorcycles that are stolen are ever found.

This is why minimum bike insurance, at the very least, is absolutely essential to protect your valued ride.

Finding The Right Motorcycle Insurance For You

You’ve bought the bike of your dreams, and you’re going to need a motorcycle insurance policy immediately to protect it so you can hit the road without delay. Whether you own a bike for cruising, touring or sport, Bradley’s Insurance can customize a policy to meet your needs. There are a variety of tailor-made motorcycle insurance options available so let us find one that works for you.

Standard Motorbike Insurance Coverage

Motorcycle insurance policies can include coverage for:

  • Medical payments
  • Personal injury protection
  • Collisions
  • Uninsured motorist bodily injury
  • Property damage liability
  • Bodily injury liability

Coverage is based on the year, make and model of your motorcycle, how you use it, the number of consecutive years you have held a motorcycle license, as well as your driving and claims record.

Protecting You And Your Bike With Our Ottawa Personal Insurance Services

You wouldn’t drive a standard vehicle around on our beautiful Ontario roads without automobile insurance, would you? Personal insurance is something that should never be overlooked. As we mentioned above, motorcycle riding is much more dangerous and inherently risky than driving. While thrilling and a great way to experience the fun of the open road, you’ll want to protect your motorcycle — as well as your own body! For the best Ottawa motorcycle insurance policies available, get started by contacting Bradley’s Insurance today.